Congratulations! As a Southeastern Ohio CU member, you can receive deeply discounted tickets to the Columbus Zoo and Aquarium/Zoombezi Bay.

Click here for details.

Read our Summer 2014 Newsletter

Click here to read the Summer issue of the Your Credibility newsletter.  You will need the Adobe® Reader® to view or print the above files. Click here to download a free copy of the Adobe® Acrobat Reader®


Summer always flies by but when the school bell rings this fall somehow the children will have grown a couple of inches seemingly overnight. Let us help. This July and August Southeastern Ohio Credit Union will be offering a $1,000 back to school loan at a rate of 7.99% for 10 months. Additionally the credit union will be giving away drawstring sport packs to all students who enter their name into a free drawing. No purchase necessary to enter the drawing. Hurry! The Back to School loan rate and drawing ends August 29, 2014.

Loans subject to credit approval. A $1,000 loan financed for10 months at 7.99% APR has a monthly payment of $103.69. Rates are subject to change without notice. $20 loan application fee applies.


Summer hard on the wallet? Vacation, local fairs and festivals, school supplies…the list goes on. This year Southeastern Ohio Credit Union has come up with the perfect plan to get you a little extra cash…Skip-A-Payment!!! For the month of August or September 2014 skip your monthly payment.

For a small fee of only $30 for each loan, Southeastern Ohio Credit Union will let you skip your payment for either August or September (choose only one). To activate your Skip-A-Payment, complete an authorization form (available by calling or stopping into the Credit Union office), and pay the small fee at least ten days before the due date of your loan payment. Let the Credit Union put a little extra cash in your wallet.

Skip-A-Payment will not affect your credit rating. Past due delinquent loans are not eligible for Skip-A-Payment.

THERE’S NO PLACE LIKE HOME…home banking that is. Don’t let the blowing winds of change drop a house on you and your finances. Become a member of Southeastern Ohio Credit Union and enjoy all the benefits of home banking. Easy to join…anyone who lives, works, worships or attends school in Guernsey, Noble or Washington County can become a member.

Southeastern Ohio Credit Union has been a local financial institution since 1967. The Credit Union is owned and controlled by its members. Profits are returned back to the member in the form of higher saving rates and lower loan rates. The Credit Union would be happy to meet all your banking needs!

Sign up for eStatements
"Go Green" by having your statements sent to you electronically.

Click here
for the sign-up the online form.

Printable Overdraft Protection Form

Avoid ATM Surcharges

WEB ACCESS Internet Banking is here! 

WEB ACCESS is Southeastern Ohio Credit Union's online account access service. Transfer money, view balances, verify cleared checks and much more. WEB ACCESS has been designed to be easy to operate by both beginner and advanced computer users.  Best of all, it's free to our members.

Click here to sign up!

New Phone Service 

Try our new 24-hour automated phone service. To verify account balances, transfer funds between accounts, or review your account activity from any touch-tone phone, call 1-866-GO4-SOCU (1-866-464-7628). 

Simply dial the number and follow the prompts. When the system asks for an Account Number, enter your member number as it appears on your statement, followed by the pound (#) sign. If it is your first time to use the system, when it asks for the Personal Identification Number (PIN), enter the last 4 digits of your social security number. The system will then ask you to change this PIN to another 4-digit number. After you have changed your PIN, follow the instructions to access your account(s). Enter 00 for your savings suffix and 05 for your checking account suffix. Please give us a call if you have any questions. Remember 1-866-GO4-SOCU!

MasterCard® SecureCode™ makes your Internet transactions safer.
MasterCard® SecureCode™ is a new service from MasterCard and Southeastern Ohio Credit Union that provides added protection when you buy online at participating merchants. You choose your own personal SecureCode™ that provides added protection against unauthorized use of your MasterCard® or Maestro® card when shopping online at participating MasterCard SecureCode merchants.  Click here to register.

Why wait?  Apply for a loan from your computer over the Internet.  Click here to get started.

Not a member?  Click here to find out how you can join!

Welcome to our web site.  We hope you find it a helpful resource when making a major purchase, learning about our variety of financial services or even combating fraud.  

New Main Office
115 Market Street
Cambridge, OH 43725
Phone Toll-Free: 1-800-357-8586
Local: 740-432-0430

Marietta Branch
Mailing: 401 Matthew St.
Location: 1106 Fourth St.
Marietta, OH 45750
Phone: 740-373-3681 or 740-374-1744

Caldwell Branch
Phone: 740-732-2980

24-Hour Account Access Line

Fax Number

Lost or Stolen ATM/Debit Card or
to report fraudulent card activity


Office Hours


Mon. - Thurs.

8:00 am to 5:00 pm

Drive Thru open until 5:30 pm

7:30 am to 6:00 pm


Mon., Tues., Thurs.
8:00 am to 5:00 pm
8:00 am to Noon
7:30 am to 4:30 pm


Monday & Payday Fri.
8:30 am to 3:00 pm


8:00 am to 5:00 pm




Members’ accounts are not insured or guaranteed by any government or government-sponsored agency.

Copyright © 2014 Headlight Marketing All rights are reserved